The insurance covers the main components of the house.
- The roof.
- The walls.
- The terrace/balcony.
- The floors and permanent installations.
- The garage and outbuildings.

Risks such as fire, water, glass breakage, theft... Are they mandatory or optional? How much is the coverage amount for home contents insurance? Who sets this amount? Questions, questions.
Every homeowner wants to protect their home from risks through insurance. We are here to help. Our specialized advisors are available to guide you and find the best solution for your needs.
Sigurimi mbulon përbërësit kryesorë të shtëpisë.
- Çatia
- Muret
- Tarraca/Balkoni
- Dyshemetë dhe instalimet fikse
- Garazhi dhe hapësirat ndihmëse

Rreziqe si zjarri, uji, thyerja e xhamit, vjedhja… A janë të detyrueshme apo vullnetare? Cila është shuma e sigurimit për sigurimin e pasurisë shtëpiake? Kush e përcakton këtë shumë? Pyetje pas pyetje.
Çdo pronar dëshiron të mbrojë shtëpinë e tij nga rreziqet përmes sigurimit. Ne jemi këtu për t’ju ndihmuar. Konsulentët tanë të specializuar janë në dispozicion për t’ju këshilluar dhe për të gjetur zgjidhjen më të përshtatshme për nevojat tuaja.
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Wenn Ihr Haus schwer beschädigt wird, hilft Ihnen die Hausratversicherung, grosse Kosten für Reparaturen oder sogar den Wiederaufbau zu vermeiden.
Due to the comprehensive protection it provides, every homeowner should have such insurance to secure their property and peace of mind.
All fixed installations within the house are insured.
- Furniture and built-in kitchens that were specially designed and manufactured for the house.
- Securely laid floors.
- Sanitary installations (such as bathtubs and heating systems).
- Stair lifts
With home contents insurance, you protect your home from damage.
Storms
Fire
Lightning strike
Hail
Water damage from pipes
Frequently Asked Questions (FAQ)
Even in a small apartment, many things can accumulate: furniture, jewelry, electronics, clothing. All of these valuable and beloved items are protected by home contents insurance – against damages that you cannot prevent, such as theft, fire, or natural disasters. Even during a vacation abroad, your belongings are protected.
Building insurance, also known as home insurance, is essential for homeowners. There are several reasons for this:
In the case of severe damage to the house, owners without insurance are typically faced with significant financial difficulties.
If they do not have the financial means for necessary repairs, they risk losing their home.
If the house serves as financial support in old age, building insurance is recommended for all property owners, according to the consumer center.
Yes, home insurance generally covers damage caused by natural disasters such as floods, earthquakes, or storms, depending on the terms of your insurance policy.
Building insurance covers the physical structure of the house (walls, roof, windows), while home contents insurance protects personal items inside the house, such as furniture, electronics, and jewelry.