{"id":657,"date":"2025-01-25T21:56:17","date_gmt":"2025-01-25T20:56:17","guid":{"rendered":"https:\/\/rline.ch\/?page_id=657"},"modified":"2025-02-12T05:53:22","modified_gmt":"2025-02-12T04:53:22","slug":"firmenkunden","status":"publish","type":"page","link":"https:\/\/rline.ch\/fr\/firmenkunden\/","title":{"rendered":"Clients entreprises"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"657\" class=\"elementor elementor-657\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b860798 elementor-section-content-top elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b860798\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a9f3560\" data-id=\"a9f3560\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-855e5e3 elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"855e5e3\" data-element_type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"menu-services-container\"><ul id=\"menu-services\" class=\"menu\"><li id=\"menu-item-307\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-307\"><a href=\"https:\/\/rline.ch\/fr\/krankenkasse\/\">Assurance sant\u00e9<\/a><\/li>\n<li id=\"menu-item-589\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-589\"><a href=\"https:\/\/rline.ch\/fr\/vorsorge\/\">Pr\u00e9voyance<\/a><\/li>\n<li id=\"menu-item-587\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-587\"><a href=\"https:\/\/rline.ch\/fr\/rechtsschutz\/\">Protection juridique<\/a><\/li>\n<li id=\"menu-item-588\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-588\"><a href=\"https:\/\/rline.ch\/fr\/hausratversicherung\/\">Assurance habitation<\/a><\/li>\n<li id=\"menu-item-586\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-586\"><a href=\"https:\/\/rline.ch\/fr\/spezial\/\">Sp\u00e9cial<\/a><\/li>\n<li id=\"menu-item-585\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-585\"><a href=\"https:\/\/rline.ch\/fr\/fahrzeugversicherung\/\">Assurance automobile<\/a><\/li>\n<li id=\"menu-item-754\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-754\"><a href=\"https:\/\/rline.ch\/fr\/firmenkunden\/\">Clients entreprises<\/a><\/li>\n<\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7c1a12c\" data-id=\"7c1a12c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99becdc elementor-widget elementor-widget-gva-heading-block\" data-id=\"99becdc\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-1 widget gsc-heading box-align-left auto-responsive\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Clients d'entreprise<\/span>\r\n            <\/h2>\r\n                  \r\n                     <div class=\"title-desc\">Protection compl\u00e8te et flexible pour votre entreprise contre les risques impr\u00e9vus et les d\u00e9fis financiers.<\/div>\r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54857b6 elementor-widget elementor-widget-gva-services\" data-id=\"54857b6\" data-element_type=\"widget\" data-widget_type=\"gva-services.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-services gva-element\">\r\n<div class=\"gsc-services layout-grid\">\r\n   <div class=\"lg-block-grid-4 md-block-grid-3 sm-block-grid-2 xs-block-grid-1 xx-block-grid-1\">\r\n      <div class=\"item-columns\">\r\n<div class=\"service-one__single\"><div class=\"service-one__content\"><div class=\"service-one__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVGcover-e1737844514588.webp\" alt=\" BVG \u2013 Berufliche Vorsorge\"\/><\/div><div class=\"service-one__content-inner\"><h4 class=\"service-one__title\"><span> BVG \u2013 Pr\u00e9voyance professionnelle<\/span><\/h4><\/div><\/div><\/div>\t\r\n\r\n\r\n\r\n<\/div><div class=\"item-columns\">\r\n<div class=\"service-one__single\"><div class=\"service-one__content\"><div class=\"service-one__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UnfaII-e1737844182539.png\" alt=\" UVG \u2013 Unfallversicherung\"\/><\/div><div class=\"service-one__content-inner\"><h4 class=\"service-one__title\"><span> UVG \u2013 Assurance accident<\/span><\/h4><\/div><\/div><\/div>\t\r\n\r\n\r\n\r\n<\/div><div class=\"item-columns\">\r\n<div class=\"service-one__single\"><div class=\"service-one__content\"><div class=\"service-one__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTG-e1737845641322.webp\" alt=\" KTG \u2013 Krankentaggeld\"\/><\/div><div class=\"service-one__content-inner\"><h4 class=\"service-one__title\"><span> KTG \u2013 Indemnit\u00e9s journali\u00e8res en cas de maladie<\/span><\/h4><\/div><\/div><\/div>\t\r\n\r\n\r\n\r\n<\/div>   <\/div>\r\n<\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-79e4218 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79e4218\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-34c2570\" data-id=\"34c2570\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37e6b60 elementor-widget elementor-widget-gva-heading-block\" data-id=\"37e6b60\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-2 widget gsc-heading box-align-left auto-responsive\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n           \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Klient\u00ebt e Bizneseve<\/span>\r\n            <\/h2>\r\n                  \r\n                     <div class=\"title-desc\">Mbrojtje e plot\u00eb dhe fleksibile p\u00ebr biznesin tuaj kund\u00ebr rreziqeve t\u00eb papritura dhe sfidave financiare.<\/div>\r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe95b49 elementor-widget elementor-widget-gva-services\" data-id=\"fe95b49\" data-element_type=\"widget\" data-widget_type=\"gva-services.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-services gva-element\">\r\n<div class=\"gsc-services layout-grid\">\r\n   <div class=\"lg-block-grid-4 md-block-grid-3 sm-block-grid-2 xs-block-grid-1 xx-block-grid-1\">\r\n      <div class=\"item-columns\">\r\n\t\r\n\r\n\r\n\r\n<div class=\"service-four__single\"><div class=\"service-four__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVGcover-e1737844514588.webp\" alt=\" BVG \u2013 Berufliche Vorsorge\"\/><\/div><div class=\"service-four__content\"><div class=\"service-four__content-inner\"><h4 class=\"service-four__title\"><span> BVG \u2013 Pr\u00e9voyance professionnelle<\/span><\/h4><\/div><\/div><\/div><\/div><div class=\"item-columns\">\r\n\t\r\n\r\n\r\n\r\n<div class=\"service-four__single\"><div class=\"service-four__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UnfaII-e1737844182539.png\" alt=\" UVG \u2013 Unfallversicherung\"\/><\/div><div class=\"service-four__content\"><div class=\"service-four__content-inner\"><h4 class=\"service-four__title\"><span> UVG \u2013 Assurance accident<\/span><\/h4><\/div><\/div><\/div><\/div><div class=\"item-columns\">\r\n\t\r\n\r\n\r\n\r\n<div class=\"service-four__single\"><div class=\"service-four__image\"><img decoding=\"async\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTG-e1737845641322.webp\" alt=\" KTG \u2013 Krankentaggeld\"\/><\/div><div class=\"service-four__content\"><div class=\"service-four__content-inner\"><h4 class=\"service-four__title\"><span> KTG \u2013 Indemnit\u00e9s journali\u00e8res en cas de maladie<\/span><\/h4><\/div><\/div><\/div><\/div>   <\/div>\r\n<\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69afc76 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69afc76\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c132d6c\" data-id=\"c132d6c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ef7acc8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ef7acc8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6809f88\" data-id=\"6809f88\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-842f1c0 elementor-view-stacked elementor-position-left elementor-widget__width-initial elementor-shape-circle elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"842f1c0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"flaticon-email-2\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tObtenez un devis\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tMit wenigen Informationen erstellen wir ein massgeschneidertes Angebot f\u00fcr Sie.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-46bcc15\" data-id=\"46bcc15\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88169e9 elementor-widget__width-auto elementor-widget elementor-widget-html\" data-id=\"88169e9\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<a class=\"btn-theme\" href=\"#kontakfirma\">\n    \u00c9tablir une offre\n<\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36ed319 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"36ed319\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-846090a\" data-id=\"846090a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7458d9f elementor-widget elementor-widget-gva-heading-block\" data-id=\"7458d9f\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-5 widget gsc-heading box-align-left auto-responsive\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n         <div class=\"sub-title\"><span class=\"tagline\">\u00c0 propos de la BVG \u2013 Pr\u00e9voyance professionnelle<\/span><\/div>  \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Prestations obligatoires de la pr\u00e9voyance professionnelle<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8ae2fd9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8ae2fd9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0f0dbcf\" data-id=\"0f0dbcf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a54b4c9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"a54b4c9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rente en cas d'incapacit\u00e9 de travail due \u00e0 une maladie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rente pour enfants en cas d'incapacit\u00e9 de travail due \u00e0 une maladie<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pension de retraite et rente pour les enfants des retrait\u00e9s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rente pour le conjoint et pension d'orphelin<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Indemnisation unique si les crit\u00e8res d'\u00e9ligibilit\u00e9 \u00e0 la rente ne sont pas remplis<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fc96266\" data-id=\"fc96266\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9836569 elementor-widget elementor-widget-image\" data-id=\"9836569\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"900\" height=\"514\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVG-1024x585.jpg\" class=\"attachment-large size-large wp-image-662\" alt=\"\" srcset=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVG-1024x585.jpg 1024w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVG-768x439.jpg 768w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/BVG.jpg 1792w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-e76af47 elementor-widget elementor-widget-text-editor\" data-id=\"e76af47\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Le deuxi\u00e8me pilier du syst\u00e8me de s\u00e9curit\u00e9 sociale suisse est connu sous le nom de caisse de pension et contribue \u00e0 garantir que le niveau de vie habituel puisse \u00eatre maintenu de mani\u00e8re ad\u00e9quate apr\u00e8s la retraite.<\/strong><\/p><p><strong>Le deuxi\u00e8me pilier compl\u00e8te les prestations de base des pensions minimales du premier pilier, l'AVS. \u00cates-vous une entreprise individuelle, une GmbH ou une SA ? Qui s'occupe de la liaison avec le LPP ? O\u00f9 peut-on souscrire au LPP ? Qui est assur\u00e9 ?<\/strong><\/p><p><strong>Dans cette mer de questions, nos sp\u00e9cialistes sont \u00e0 votre disposition pour vous conseiller et vous accompagner.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9145ed9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9145ed9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1a93359\" data-id=\"1a93359\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42b5d94 elementor-widget elementor-widget-heading\" data-id=\"42b5d94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Optimisez votre retraite d\u00e8s maintenant<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-987d019 elementor-widget elementor-widget-text-editor\" data-id=\"987d019\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Nous vous aidons \u00e0 trouver la meilleure solution pour votre assurance retraite.<\/strong><\/p><p><strong>Consultez un expert et demandez une offre gratuite et sans engagement.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-86b32b0\" data-id=\"86b32b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5eac7fb elementor-widget elementor-widget-heading\" data-id=\"5eac7fb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Assurance retraite en Suisse - Le syst\u00e8me des trois piliers<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae06d3b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ae06d3b\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pilier 1, assurance \u00e9tatique : AVS, AI, AC, APG, CAF.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pilier 2, assurance professionnelle : LPP, LAA et IJM.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Pilier 3, assurance priv\u00e9e : assurance vie, instruments financiers, etc.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-7f28d4e\" data-id=\"7f28d4e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72c97b1 elementor-widget elementor-widget-heading\" data-id=\"72c97b1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Prestations suppl\u00e9mentaires<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4882b7f elementor-widget elementor-widget-text-editor\" data-id=\"4882b7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Capital suppl\u00e9mentaire en cas de d\u00e9c\u00e8s<\/strong><\/p><p><strong>Cotisations d\u2019\u00e9pargne augment\u00e9es pour am\u00e9liorer la rente de vieillesse<\/strong><\/p><p><strong>Cotisations d\u2019\u00e9pargne pr\u00e9coces pour les personnes de moins de 25 ans<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-92a302d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"92a302d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-68267a2\" data-id=\"68267a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-986966c elementor-widget elementor-widget-gva-heading-block\" data-id=\"986966c\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-5 widget gsc-heading box-align-left auto-responsive\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n         <div class=\"sub-title\"><span class=\"tagline\">Assurance accident \u2013 Votre protection obligatoire en cas d'accident<\/span><\/div>  \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Diff\u00e9rences dans les prestations entre les assureurs :<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8168c2e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8168c2e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fef5cdc\" data-id=\"fef5cdc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40c8e50 elementor-widget elementor-widget-image\" data-id=\"40c8e50\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"514\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UVGCover-1024x585.png\" class=\"attachment-large size-large wp-image-669\" alt=\"\" srcset=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UVGCover-1024x585.png 1024w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UVGCover-768x439.png 768w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/UVGCover.png 1792w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2451547\" data-id=\"2451547\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-39c0773 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"39c0773\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Co\u00fbts de traitement<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">D\u00e9penses suppl\u00e9mentaires en cas d'accidents<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Cong\u00e9 non pay\u00e9<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">S\u00e9quelles tardives d\u2019accidents ant\u00e9rieurs<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Salaire restant en cas de d\u00e9c\u00e8s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f850d7 elementor-widget elementor-widget-text-editor\" data-id=\"0f850d7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>La Loi sur l'assurance accidents est obligatoire et prot\u00e8ge les employ\u00e9s contre les cons\u00e9quences \u00e9conomiques des accidents, des blessures corporelles similaires et des maladies professionnelles.<\/strong><\/p><p><strong>Suva oder private Versicherung? Welche Berufsgruppen sind gem\u00e4ss UVG versichert und wo? Versichern Sie sich und Ihre Mitarbeiter optimal gegen Unf\u00e4lle, sowohl w\u00e4hrend der Arbeit als auch in der Freizeit. Unsere Spezialisten stehen Ihnen zur Verf\u00fcgung, um Ihr Unternehmen richtig abzusichern.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e10acdc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e10acdc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3946ebf\" data-id=\"3946ebf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d38aa61 elementor-widget elementor-widget-heading\" data-id=\"d38aa61\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Couverture l\u00e9gale avec prestations<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-459eb55 elementor-widget elementor-widget-text-editor\" data-id=\"459eb55\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex max-w-full flex-col flex-grow\"><div class=\"min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"0adbca1c-f445-4632-b19e-e8b5980c5065\" data-message-model-slug=\"gpt-4o\"><div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert dark\"><p><strong>Avec l\u2019assurance accident compl\u00e9mentaire (UVGZ), l\u2019employeur peut couvrir son personnel au-del\u00e0 de l\u2019assurance accident obligatoire.<\/strong><\/p><p><strong>L\u2019assurance UVGZ peut \u00eatre utilis\u00e9e aux niveaux suivants :<\/strong><\/p><ul><li>Indemnit\u00e9 journali\u00e8re (jusqu\u2019\u00e0 100 % du salaire)<\/li><li>Co\u00fbts de traitement (division semi-priv\u00e9e ou priv\u00e9e)<\/li><li>Incapacit\u00e9 de travail \u00e0 long terme (rentes suppl\u00e9mentaires ou indemnit\u00e9s)<\/li><\/ul><p><strong>Comme vous pouvez le constater, il existe de nombreuses possibilit\u00e9s d\u2019\u00e9tendre votre couverture dans le cadre de la LAA.<\/strong><\/p><p><strong>Vergleichen Sie verschiedene Angebote, bevor Sie BVG, UVG und KTG abschliessen. Die Pr\u00e4mien der Versicherer variieren oft, und das Einsparpotenzial ist betr\u00e4chtlich. Versichern Sie Ihre Mitarbeiter mit einem optimalen Plan der beruflichen Versicherung.<\/strong><\/p><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-553cbb8\" data-id=\"553cbb8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b1258f elementor-widget elementor-widget-heading\" data-id=\"6b1258f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Prestations de la LAA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c19215f elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"c19215f\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Assurance accident obligatoire (LAA) pour tous les employ\u00e9s<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Les accidents et maladies professionnelles sont couverts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Unf\u00e4lle in der Freizeit (Unf\u00e4lle ausserhalb der Arbeit) sind versichert f\u00fcr Personen, die mehr als 8 Stunden pro Woche arbeiten.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Traitement m\u00e9dical et services en division g\u00e9n\u00e9rale d\u2019h\u00f4pital sans participation aux co\u00fbts<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Rente d\u2019invalidit\u00e9 allant jusqu\u2019\u00e0 80 % du salaire assur\u00e9<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">En cas de d\u00e9c\u00e8s, une rente allant jusqu\u2019\u00e0 70 % du salaire assur\u00e9 pour les conjoints et les orphelins.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Indemnit\u00e9 pour atteinte \u00e0 l\u2019int\u00e9grit\u00e9 en cas d\u2019incapacit\u00e9 physique, mentale ou psychologique permanente<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3360b33\" data-id=\"3360b33\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5886a55 elementor-widget elementor-widget-heading\" data-id=\"5886a55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Services importants<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb6860 elementor-widget elementor-widget-text-editor\" data-id=\"6fb6860\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Unf\u00e4lle am Arbeitsplatz und ausserhalb des Arbeitsplatzes<\/strong><\/p><p><strong>Maladies professionnelles<\/strong><\/p><p><strong>Indemnit\u00e9 journali\u00e8re<\/strong><\/p><p><strong>Services de soins et remboursement des frais<\/strong><\/p><p><strong>Rente d\u2019invalidit\u00e9<\/strong><\/p><p><strong>Rente de survivant<\/strong><\/p><p><strong>Indemnit\u00e9 pour atteinte \u00e0 l\u2019int\u00e9grit\u00e9<\/strong><\/p><p><strong>Indemnit\u00e9 pour invalidit\u00e9 totale<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43060fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43060fa\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ccc7de2\" data-id=\"ccc7de2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe9e9ee elementor-widget elementor-widget-gva-heading-block\" data-id=\"fe9e9ee\" data-element_type=\"widget\" data-widget_type=\"gva-heading-block.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"gva-element-gva-heading-block gva-element\">   <div class=\"align-left style-5 widget gsc-heading box-align-left auto-responsive\">\r\n      <div class=\"content-inner\">\r\n         \r\n                  \r\n         <div class=\"sub-title\"><span class=\"tagline\">\u00c0 propos de la KTG \u2013 Assurance indemnit\u00e9 journali\u00e8re en cas de maladie<\/span><\/div>  \r\n         \r\n                     <h2 class=\"title\">\r\n               <span>Que couvre l\u2019assurance collective d\u2019indemnit\u00e9s journali\u00e8res en cas de maladie ?<\/span>\r\n            <\/h2>\r\n                  \r\n         \r\n         \r\n      <\/div>\r\n   <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-206afe2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"206afe2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d9d16ee\" data-id=\"d9d16ee\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6572f59 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6572f59\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Montant de la couverture<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">P\u00e9riode de couverture<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Couvertures sp\u00e9ciales<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-dcde520\" data-id=\"dcde520\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7106f11 elementor-widget elementor-widget-image\" data-id=\"7106f11\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"900\" height=\"514\" src=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTGcover-1024x585.webp\" class=\"attachment-large size-large wp-image-682\" alt=\"\" srcset=\"https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTGcover-1024x585.webp 1024w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTGcover-768x439.webp 768w, https:\/\/rline.ch\/wp-content\/uploads\/2025\/01\/KTGcover.webp 1792w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d53b04 elementor-widget elementor-widget-text-editor\" data-id=\"9d53b04\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>L\u2019employeur est-il tenu de prot\u00e9ger ses employ\u00e9s contre les cons\u00e9quences \u00e9conomiques d\u2019une maladie ? Y a-t-il une obligation d\u2019assurer l\u2019indemnit\u00e9 journali\u00e8re en cas de maladie (KTG) ? Quel est l\u2019objectif de l\u2019assurance indemnit\u00e9 journali\u00e8re en cas de maladie ? Quand et qui profite d\u2019une indemnisation via la KTG ?<\/strong><\/p><p><strong>Pour \u00eatre correctement assur\u00e9 en tant qu\u2019employeur, nos sp\u00e9cialistes vous aident \u00e0 obtenir une vision claire dans le domaine des assurances \u2013 pour vous et vos employ\u00e9s.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77ee179 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"77ee179\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-171fc61\" data-id=\"171fc61\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a169278 elementor-widget elementor-widget-heading\" data-id=\"a169278\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Assurances IJM \u2013 Comparez et \u00e9conomisez<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db1bfcd elementor-widget elementor-widget-text-editor\" data-id=\"db1bfcd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>En cas de maladie ou pendant le cong\u00e9 de maternit\u00e9, les employ\u00e9s continuent de percevoir leur salaire pendant une p\u00e9riode d\u00e9termin\u00e9e, m\u00eame s\u2019ils ne se pr\u00e9sentent pas sur leur lieu de travail. C\u2019est ce que pr\u00e9voit la loi.<\/strong><\/p><p><strong>L\u2019employeur peut se pr\u00e9munir contre ces co\u00fbts gr\u00e2ce \u00e0 l\u2019assurance IJM. Bien qu\u2019elle soit facultative, cette assurance est vivement recommand\u00e9e, car elle prot\u00e8ge l\u2019entreprise contre des d\u00e9penses importantes en cas de maladies de longue dur\u00e9e.<\/strong><\/p><p><strong>Assurance IJM en Suisse \u2013 Comparez d\u00e8s maintenant et \u00e9conomisez.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-40dfcc7\" data-id=\"40dfcc7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7e3dffc elementor-widget elementor-widget-heading\" data-id=\"7e3dffc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Prestations de l\u2019assurance collective indemnit\u00e9s journali\u00e8res en cas de maladie<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f6f2cf9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f6f2cf9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Coordination avec la LPP en cas de prestation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Droit de passer \u00e0 une assurance individuelle<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">R\u00e9pond aux exigences de nombreux contrats collectifs de travail (CCT)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Une bonne assurance accro\u00eet votre attractivit\u00e9 en tant qu\u2019employeur<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vorteilhafte Preise f\u00fcr Massnahmen zur Gesundheitsf\u00f6rderung am Arbeitsplatz<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a09ccc5\" data-id=\"a09ccc5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82b29da elementor-widget elementor-widget-heading\" data-id=\"82b29da\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Fondements l\u00e9gaux et contractuels<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de182df elementor-widget elementor-widget-text-editor\" data-id=\"de182df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Code des obligations (CO) article 324a et Loi sur les allocations pour perte de gain (LAPG)<\/strong><\/p><p><strong>Conventions collectives de travail (CCT) et contrats-types de travail (CTT)<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e61a6d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e61a6d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-833e4ec\" data-id=\"833e4ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-01408b6 elementor-widget elementor-widget-heading\" data-id=\"01408b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Foire aux questions (FAQ)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b445297 elementor-widget elementor-widget-accordion\" data-id=\"b445297\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1891\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1891\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quand puis-je r\u00e9silier mon assurance LPP ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1891\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1891\"><ul><li>Les contrats avec les caisses de pension ont g\u00e9n\u00e9ralement une dur\u00e9e de 3 \u00e0 5 ans. V\u00e9rifiez vos contrats pour voir s\u2019il est possible de les r\u00e9silier. \u00c0 l\u2019expiration de la dur\u00e9e contractuelle, le contrat est automatiquement renouvel\u00e9 pour une ann\u00e9e suppl\u00e9mentaire si aucune r\u00e9siliation n\u2019est effectu\u00e9e \u00e0 temps. Le d\u00e9lai de r\u00e9siliation habituel est de 6 mois, et un changement d\u2019assureur est possible \u00e0 la fin de l\u2019ann\u00e9e.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1892\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1892\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Lohnt es sich, auch andere Versicherungen ausser der Pensionskasse zu \u00e4ndern?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1892\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1892\"><ul><li>Wenn Sie sich entscheiden, die Pensionskasse zu wechseln, m\u00f6chten Sie m\u00f6glicherweise auch andere Versicherungen einbeziehen. H\u00e4ufig werden Kombipakete und Sparangebote angeboten, wenn gleichzeitig die Unfallversicherung (UVG) und die Taggeldversicherung bei Krankheit (KTG) ge\u00e4ndert werden.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1893\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1893\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">L\u2019assurance accident (LAA) est-elle obligatoire ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1893\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1893\"><p>Wenn Sie mehr als 8 Stunden pro Woche f\u00fcr denselben Arbeitgeber arbeiten, ist Ihr Arbeitgeber verpflichtet, eine UVG-Versicherung f\u00fcr Sie abzuschliessen.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1894\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1894\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-right\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pourquoi l\u2019assurance indemnit\u00e9 journali\u00e8re (IJM) est-elle souvent souscrite en combinaison avec l\u2019assurance LPP ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1894\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1894\"><p>Die Taggeldversicherung bei Krankheit (KTG) wird h\u00e4ufig zusammen mit der Beruflichen Vorsorge (BVG) abgeschlossen, um Pr\u00e4mienrisiken zu sparen und finanzielle L\u00fccken bei Zahlungsverz\u00f6gerungen der IV-Leistungen zu vermeiden. Wenn KTG und BVG bei derselben Versicherungsgesellschaft abgeschlossen werden, profitieren Sie oft von besseren Konditionen.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-42f7823\" data-id=\"42f7823\" data-element_type=\"column\" id=\"kontakfirma\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b2033d elementor-widget elementor-widget-heading\" data-id=\"3b2033d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Demandez votre offre gratuite d\u00e8s maintenant<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4bc373b top-color-theme elementor-widget elementor-widget-shortcode\" data-id=\"4bc373b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f295-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"295\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/pages\/657#wpcf7-f295-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/fr\/wp-json\/wp\/v2\/pages\/657#wpcf7-f295-o1\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"295\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f295-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_uacf7_hidden_conditional_fields\" value=\"\" \/>\n<\/fieldset>\n<div class=\"uacf7-form-wrapper-container uacf7-form-295\"><div class=\"row\">\n   <div class=\"col-sm-12 col-xs-12\">\n     <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Pr\u00e9nom &amp; 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BVG \u2013 Berufliche Vorsorge UVG \u2013 Unfallversicherung KTG \u2013 Krankentaggeld Klient\u00ebt e Bizneseve Mbrojtje e plot\u00eb [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-657","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/pages\/657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/comments?post=657"}],"version-history":[{"count":40,"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/pages\/657\/revisions"}],"predecessor-version":[{"id":1699,"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/pages\/657\/revisions\/1699"}],"wp:attachment":[{"href":"https:\/\/rline.ch\/fr\/wp-json\/wp\/v2\/media?parent=657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}